Buy an apartment in Saint-Étienne

In Saint-Étienne, the median price of an apartment is €1,200/m², roughly €78,840 for an average-size apartment (66 sq m). Half of the apartment transactions fall between €939 and €1,522/sq m. Your budget depends on your down payment and borrowing capacity, and you should add notary fees (about 7 to 8% on existing properties).

On an existing property, transfer duties and notary fees run at about 7 to 8% of the price. For a purchase at the median price of an apartment in Saint-Étienne (€78,840), that is roughly €5,519 to €6,307 to be covered by your own funds, on top of the price. (Indicative calculation, not a quote.)

Over the 12 months ending 31 December 2025 in Saint-Étienne, the most traded types are T3 at €1,160/sq m (775 sales), T2 at €1,217/sq m (602 sales), T4 at €1,151/sq m (528 sales). Each type has its own price page with the central range and the average surface.

Over the 12 months ending 31 December 2025, the DGFiP recorded 2,834 sales in Saint-Étienne (2,602 apartments and 232 houses). The median price per sq m of apartments moved +1% over one year. These are the real transactions Briveo uses to price a property, never an estimate of our own.

On the median apartment price, compared with Saint-Étienne, Firminy is about 19% cheaper (€977/sq m), and Andrézieux-Bouthéon is about 56% more expensive (€1,872/sq m). Widening the search to neighbouring towns is often what makes the budget work; each of them has its own price page.

Your borrowing capacity depends on your income (debt-to-income ratio capped at 35%, insurance included) and the loan term. In Saint-Étienne, a purchase at the median price of an apartment means financing about €78,840. Use our mortgage simulator to estimate your budget, and read our financing guide.

Checks run before any listing is published on Briveo, and they depend on the channel. A property marketed BY BRIVEO under a mandate requires a signed, unexpired mandate (French Hoguet law), the energy performance certificate with its report and still valid, and complete fee and co-ownership disclosures. A listing published by a private seller, which Briveo hosts without acting as intermediary, requires the energy and greenhouse-gas ratings (French Building Code art. L.126-33) and the co-ownership disclosures, but no mandate. Briveo is not the intermediary for that sale. Every card states which of the two it is.

Yes. Set up an alert with your criteria (budget, surface, number of rooms) and you will be notified as soon as a new matching property is published in Saint-Étienne.